Accounts and tax benefits: TFSA, RRSP, FHSA

How to calculate the available deposit space? 1 day ago

The TFSA contribution limit in 2025 for Calgary residents is $7,000. Learn how to correctly calculate your available space, avoid excessive contributions, and CRA penalties.

If you have withdrawn money from your TFSA, when can you put it back without penalty? 1 day ago

Find out when you can re-contribute withdrawn funds to your TFSA in Calgary, how to avoid excessive contributions and penalties from the CRA, and how to safely manage your savings.

What is a TFSA and why do you need one? 1 day ago

Learn how to open a TFSA in Calgary — a tax-free savings account that helps you save and invest money in Canada without losing money to taxes.

Who can open a TFSA and when do contribution rights begin to accumulate? 1 day ago

Find out who is eligible to open a TFSA in Calgary: conditions for residents and newcomers, minimum age, contribution limits, and tax benefits of a tax-free account.

What instruments can be held in a TFSA? 1 day ago

Find out what investments are allowed in a TFSA in Calgary — from cash, GICs, and bonds to stocks, ETFs, REITs, and crypto ETFs. Learn which assets fall under CRA rules, which ones to avoid, and how to build a diversified, tax-free portfolio without risking penalties.

TFSA or RRSP — which is better? 1 day ago

TFSA or RRSP in Calgary — which one should you choose? Learn about the key differences, tax benefits, 2025 contribution limits, and how to combine both instruments for maximum capital growth.

What is an FHSA and how does it differ from a TFSA/RRSP? 1 day ago

FHSA — a new tax-sheltered account for Calgary residents that helps them save for their first home. Learn about contribution limits, benefits, and how it combines TFSA and RRSP.

RESP — what it is and what government grants are available 1 day ago

Learn how RESP helps Calgary residents save for their children's education. Receive CESG and CLB grants, tax breaks, and tax-free investment growth.