Electricity, gas, and water bills make up a significant portion of the monthly budget, and sometimes situations arise when it is not possible to pay the bill on time. In Calgary, as in all of Alberta, there are a number of rules and programs in place to protect consumers from immediate service disconnection and help them avoid financial hardship. Understanding these mechanisms and accessing available resources in a timely manner can help you maintain uninterrupted utility service while minimizing penalties and fines.