Detailed advice on taxes and financial obligations after leaving Canada: tax residency status, reporting to the CRA, departure tax, maintaining or closing bank accounts, investments, TFSA, RRSP, pension savings, and other assets.
This section contains information about immigration and financial issues after leaving Canada. You will learn how your tax status changes, how to file your final tax returns, avoid double taxation, manage your RRSP, TFSA, and investment accounts, close or keep your bank cards and accounts, update your address with the CRA, and properly organize your financial affairs abroad. This is a practical guide for those who are leaving Canada permanently or planning a long stay outside the country.
Medical insurance when leaving Canada is an important aspect of planning a trip or extended stay abroad. Learn how coverage under provincial health care programs (such as AHCIP in Alberta) works, when it stops, what conditions must be met to maintain resident status, and why it is important to purchase additional international insurance. We explain the rules for temporary travel, restrictions on long-term stays outside the country, and available private insurance options to avoid financial risks while traveling.
Working and studying while outside Canada requires careful planning and knowledge of the rules. In this category, you will find information about employment opportunities abroad, work visa applications, tax residency requirements, and study options in other countries—from short courses and language programs to full-fledged higher education. We look at issues such as recognition of Canadian degrees, maintaining provincial and federal benefits, student loans, and the impact of extended stays abroad on your educational and career prospects.
Housing issues after leaving Canada cover a wide range of topics: from selling or renting your home to managing your mortgage, paying property taxes, and maintaining your property. In this category, you will find advice on how to properly rent out your home remotely, obtain non-resident tax status, avoid penalties, and optimize your expenses. We also discuss options for transferring property management, interacting with management companies, and the rules that apply when selling or buying a home after leaving.
Social services after leaving Canada cover issues related to the termination, continuation, or resumption of government benefits and programs. In this category, you will find information about tax benefits, child benefits, social assistance, health insurance, CPP/OAS pension programs, and other services that may change after your status changes. The rules for notifying government agencies of your departure, the time limits for retaining your benefits, and the procedures for regaining access to social services if you return to Canada are also covered.
This section contains tips and recommendations on personal issues that arise after leaving Canada. Here you will find information on maintaining or closing government accounts, updating personal documents, managing bank accounts, accessing social programs, as well as details related to taxes, insurance, benefits, and the possibility of returning to Canada in the future.
Financial responsibilities after leaving Canada include tax reporting, managing bank accounts, loans, and investments, as well as complying with CRA rules regarding resident status. Here you will find information about taxes for non-residents, double taxation, filing rules, mortgage payments, rental payments, and managing real estate from abroad. Tips on maintaining access to Canadian financial services, optimizing your expenses, and protecting your assets even if you live outside Canada are also covered.
This section contains information that will help you deal with the practicalities of life after leaving Canada. Here you will find answers to unusual questions: how to keep your Canadian phone number active, maintain access to government online services and banking apps, avoid card blocking, arrange for the transfer of personal belongings, keep your documents up to date, and solve other financial and everyday tasks. This section will be useful for those who are moving temporarily or permanently but want to maintain stable access to services, accounts, and communications in Canada.
Want to know what happens if you leave Canada: how does it affect your taxes, rights, refunds, and residency? In the section “If You Left Canada”, we have compiled useful information, legal and financial advice, and practical steps for those who are already abroad or planning to return.
In this section, you will find the following topics:
This section is designed for those who have left Canada or are planning to return and want to understand all the legal, financial, and customs nuances of such a move. With our materials, you will be able to act cautiously, avoid unexpected tax consequences, plan your return correctly, and confidently reclaim your place in Canada.